Legal Stuff

by admin on 22.06.07

CONTENT
Royal & Sun Alliance Insurance Group plc (trading as MORE TH>N) and/or any of its subsidiaries or subsidiary undertakings (”Royal & SunAlliance”) is providing this site on an “as is” basis and makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties. In addition, Royal & SunAlliance makes no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of Royal & SunAlliance howsoever arising (whether in contract, tort or negligence) for any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law.

Royal & SunAlliance is not providing any legal, medical, accounting or other professional advice or opinion on any specific facts or matters. You should seek your own professional advice. The information and opinions contained on this Site are for general information purposes and should not be replied on or treated as a substitute for specific advice relevant to particular circumstances.

COMMENTS
Royal & SunAlliance does not vet and is not responsible for any information which is posted in the form of Comments. Any content, recommendation or other information referred to as Comments is viewed and used by you at your own risk and Royal & SunAlliance does not warrant, in any respect, the accuracy or reliability of any of the information posted. The views expressed in the Comments are those of the individuals and are not necessarily those of Royal & SunAlliance.

Royal & SunAlliance does not moderate content before it is posted but retains the right to delete, move, edit, update or otherwise alter content in any way, at our discretion and without notice.

By posting your Comments, you grant us a non-exclusive, perpetual, royalty-free, world-wide licence to use, reproduce, modify, adapt, translate, publish, distribute and display any content you submit to us in any format now known or later developed. If you do not want to grant us these rights, please do not submit your comments or materials to us.

You may use the Comments section only to post content that is proper and appropriate to such areas and you must not do any of the following:
• post unlawful, defamatory, obscene, threatening, offensive, harmful or otherwise objectionable content (this includes text, graphics, video, programs or audio);
• delete any author attributions, legal notices or proprietary designations or labels in any content that is posted;
• falsify the origin or source of content that is posted;
• post content in a language other than English;
• post content that violates the legal rights of others, in particular, material that contains the intellectual property rights of third parties unless you have obtained all necessary licences and consents to use such content;
• contribute content with the intention of committing or promoting an illegal act;
• use inappropriate (e.g. vulgar or offensive) user names; or
• post content that contains viruses or that may damage Royal & SunAlliance or another user’s computer;
Royal & SunAlliance shall be entitled at any time to delete, remove, or suspend the whole or any part of the Comments or any content posted on them without notice and without incurring any liability. If you find objectionable or offensive material in the Comments please let us know as soon as possible by emailing editor@living.morethan.com

ACCESS TO THE SITE
We will use reasonable efforts to make our site and its content available to users, however we do not warrant or represent that access to this site will be uninterrupted, reliable or fault free.

We reserve the right in our sole discretion to deny users access to our site or any part of it without notice and to decline to provide the service to any user that is in breach of these conditions.

NO DAMAGE ARISING FROM USE
To the fullest extent permitted by law neither Royal & SunAlliance nor any of its directors, employees or agents will be liable for damages arising out of or in connection the use of this site, the information in it or the unavailability of the site or its content. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, loss of income or loss of profit, loss of or damage to property and third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of Royal & SunAlliance, its directors, employees or agents.

ALTERATIONS
Royal & SunAlliance reserves the right at any time without notice to revise the contents of this site including these Conditions. Any changes to these Conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised Conditions.

COPYRIGHT
All rights in the design, text, graphics and other materials on the site and the selection or arrangement thereof are the copyright of Royal & SunAlliance or other third parties except where expressively licensed by the Creative Commons License. Permission is granted to copy electronically and print in hard copy portions of this site solely for your own personal use. Any other use of materials on this site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without the prior written permission of Royal & SunAlliance is strictly prohibited except where expressively licensed by the Creative Commons License.

TRADE MARKS
The Royal & SunAlliance, royalsun. MORE TH>N, and royalsunalliance.com trade marks, logos and get-up are owned by Royal & Sun Alliance Insurance Group plc or by other companies within the Royal & SunAlliance group. All other trade marks, product names and company names or logos cited herein are the property of Royal & SunAlliance or their respective owners. No permission is given by Royal & SunAlliance in respect of the use of any such trade marks, get-up, product names, company names, logos or titles and such use may constitute an infringement of the holder’s rights.

APPLICABLE LAW
These conditions shall be governed and construed in accordance with English Law and any disputes shall fall within the exclusive jurisdiction of the English Courts. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

PRIVACY POLICY
You agree to the use of any personal data we may hold on you in accordance with the terms of our Privacy Policy which can be found at www.morethan.com